Regulatory Solution Brief

AI explainability and auditability
that FCA and MAS can examine.

The FCA and MAS are moving from principles to examination. Both regulators require firms to demonstrate AI fairness, explainability, and auditability — not just assert it. SocioProphet gives you the structural evidence to stand behind every AI-assisted decision.

The Problem

Principles do not produce evidence

The FCA's Consumer Duty and AI-specific expectations, and MAS's FEAT principles, both require firms to demonstrate fairness, ethics, accountability, and transparency for AI systems. The standard is not a policy statement — it is a demonstrated capability that survives examination.

When a supervisor asks you to explain an AI-assisted decision made three months ago — what was the basis, what data was used, and what alternatives were considered — can you replay it? Most firms cannot. That is the gap SocioProphet closes.

How SocioProphet solves it

A governed AI capability your supervisor can interrogate

Deploy a governed AI capability entirely inside your private cloud — demonstrating data control to FCA and MAS examiners as an architectural fact.

Maintain a cryptographically signed, replayable record of every AI-assisted customer or market decision — the structural evidence both regulators expect.

Produce AI explainability reports grounded in real decision traces, not post-hoc narrative summaries.

Map AI usage to your existing consumer duty and conduct frameworks — including third-party model dependency disclosures.

The Evidence

What you can demonstrate to the FCA or MAS

  • Replay any AI-assisted decision for a regulator — showing exactly what was retrieved, what was inferred, and how certain the system was.
  • Demonstrate AI explainability as a structural property of the system, not a documentation exercise.
  • Show which sources and models each output used, and where it ran.
Engagement

A 60-day FCA / MAS readiness sprint

Weeks 1–2

Mapping

Map your AI usage against FCA Consumer Duty and MAS FEAT expectations — identifying your highest-risk decision points.

Weeks 3–6

Deploy

Install the governed control plane with explainability and audit logging active from day one.

Weeks 7–9

Validate

Run a structured review — replay decisions and produce the evidence pack your supervisors expect to see.

Demonstrate AI governance to your FCA or MAS supervisor.

Start a 60-day regulatory readiness sprint with our engineering and deployment team.

Request an FCA / MAS Briefing